The Category have been established in accordance with the provisions of EBA Guidelines: 1) EBA/GL/2021/02 (The ML/TF Risk )  see  “Guideline 1: Risk assessment: key principles for all firms”; 2) EBA/GL/2024/14 (National and Union restrictive measures) see “4.2 Conducting a restrictive measures exposure assessment”.  I defined 15 different Sources, as following: 

1/Emerging trends and risks
2/Warnings and reports, thematic analysis of national and international authorities
3/Terrorism, Embargo, International Sanctions and Restrictive Measures updates
4/EU ML/TF/IS SupraNational Risk Assessment
5/Information and ML/TF/IS assessments by national authorities on risks at national level
6/Specific guidelines, guides, instructions or warnings
7/Warnings, fines and convictions for violating the KYC/AML/CTF/IS/Compliance legislation in financial market
8/Law enforcement actions for money laundering and international sanctions crimes
9/Threats, alerts and typologies
10/Corruption Perception Indices and Country Reports
11/Mutual evaluation reports or lists of states or jurisdictions that have KYC/AML/CTF deficiencies
12/Relevant information from credible and reliable organizations
13/Information from statistical organizations and academia
14/Legislative initiatives and changes
15/Relevant information on ML/FT/International sanctions risks from mass – media